We were looking for insurance to cover a home construction and most insurance providers were asking very high premiums to cover construction. Our insurance broker at Pat Anderson insurance found Mutual Fire Insurance of BC who offered very good premium rates and excellent coverage. We had to extend the insurance past 1 year and it was not a problem. Other insurance providers were asking high rates and coverage was less or similar. Although we had no claim and cannot review on those services, we felt good about the coverage and will renew with them also once construction is completed.