I moved into a new house and the dishwasher broke down. I searched everywhere for a good deal on a new one, and found the best deal at Sears (a Bosch, last year's model). However, I first had to go into a Sears to apply for a Sears card so I could get 5% discount (hardly worth my time, as my toddler was running everywhere, and the application process was quite lengthy - the questions asked were very personal (income related), and I now worry I'm on everyone's mailing list). I then ordered online, but couldn't use my temporary Sears card, so had to call in. The person on the other end could barely complete the transaction due to the temporary card. In the end, we got the dishwasher and are very happy with it, but it was quite the process to save 5%.